Personal Loan
Nearly 20 thousand Indians from all walks of life across the country trust Loan EMI as their partner for their various needs. In all of these partnerships, we have promised and delivered the highest value with transparency and simplicity.
We believe that when your needs are met, you will be motivated to move forward in life with passion and confidence.We make your journey fruitful every step of the way with customized solutions and the simplest processes. I am trying to make something.
Personal loans are unsecured loans that can be used for a variety of purposes. By choosing our personal loan, you can effectively realize your dream. Now you can take a long overdue vacation, renovate your home, or buy your dream car. It is often used to meet financial needs such as debt consolidation, marriage expenses, unexpected medical bills, and home renovations. Flexible use, minimal paperwork, and quick processing make personal loans a preferred financing option. Unlike other loans, they are usually short-term, from 1 to 5 years. Depending on the individual applicant profile, the Annual Percentage Rate (APR) for Personal Loans ranges from 11.29% to 35%.
Personal loans are among the best unsecured loans, so they carry very little risk. They are typically used for a variety of personal purposes and business needs. You need good credit to get instant consumer credit at attractive interest rates. Personal loans must be rated using APR. Our reasonable interest rates and reliability make it worth applying for this loan as opposed to a credit card. Most factors such as credit history, income level and ability to repay are evaluated before a loan is granted.
Loans EMI is one of the most reliable financial institutions as it offers unsecured personal loans at attractive interest rates. The eligibility criteria for these signed loans are easier to meet compared to the mortgage eligibility criteria. With our efficient service, we carry out the process with full transparency and keep you informed about every step. We respect your privacy and treat these individual loans as confidentially and privately as possible. Without a lot of paperwork, you can easily apply for a personal loan in Delhi online.
Loan EMI personal loans in Delhi with a personal touch!
Finding the perfect personal loan for you is the first, most important step. We at LoanEMI work tirelessly to exceed your expectations, and simplify all that you need to know. Whether you are looking at managing debt or dealing with an unexpected expense, we are right there when you need a timely solution. With simple and convenient processes, you can apply for an instant personal loan online. Personal Loans from Loan EMI come with several benefits and features, including minimal documentation, flexible repayment, quick disbursals, and maximum value for money.
- Personal loans up to ’25 Lakh’*
An instant solution to help you plan for expected and unexpected expenses - Flexible and Attractive Interest Rates
We take the time to understand, listen and suggest the best loan option for you. We offer customized personal loan interest rates* and fixed monthly payments based on your requirement. - Hassle-free documentation process
Instant and paperless procedure with friendly advisors at every step of the way - Quick disbursal
Instant personal loan online within 30 minutes* of approval - Additional benefits for existing customers
Experience a host of special benefits and facilities with Fullerton India personal loans such as easy top-up*, digital query servicing and flexible repayment tenures up to 60 months.
An instant Personal loan in Delhi to cover personal expenses is an absolute necessity. The loan approval process at many financial institutions can take away a lot of your valuable time. We, on the other hand, make sure that your loan gets approved within three business days. You can simply apply online without having to pledge any of your assets. We also provide special offers to employees belonging to specific companies. Most importantly, we allow you to select a flexible loan tenure period to repay your loan. It usually ranges between 12 to 60 months.
When you take consumer loans from us, you can fund many financial problems. They are the best unsecured loans that you can avail of with hardly any kind of documentation. They can be utilized for medical purposes like payment of medical bills or consultation fees. You can use them to fund your children’s education and marriage. Everything ranging from the course prices to the hostel charges can be covered through a consumer loan. We offer you attractive interest rates, making us the perfect spot to stop by for an individual loan.
- Special offers for employees of certain companies.
- The processing of the loan is quick and speedy, and no security or guarantor is required to avail the loan.
- The repayment tenures are also quite flexible, ranging from 12 months to 60 months.
After passing our eligibility criteria, you can get a loan amount as high as ₹40 lakh on a consumer loan. You can repay the principal and the interest on such unsecured loans in Delhi within five years. This stretches the amount over the years, and you can conveniently pay your monthly installments. The inspection of documents for verification can delay the approval process. However, when you partner with us, such complications are hard to arise. Moreover, the pre-approved loan offers significantly reduce the time taken for processing. The existing customers have more to benefit from this.
We offer you a range of interest rates from 10% to 24% per annum. Once you get the loan amount in your account, you have the freedom to use it to cover any of your personal or business needs. Nowhere is it written that you have to use it only for a specific purpose.
Step to apply for personal loan in delhi
Fill in the Loan Against Property Application form, to check your eligibility
Compare various Loan Against Property options, and apply for the best suitable option.
Get an instant e-approval, after successful submission of the application
Eligibility
| Criteria | Salaried | Self-Employed |
| Age | 21 years to 60 years | 22 years to 55 years |
| Net Monthly Income | Rs.15,000 | Rs.25,000 |
| CIBIL Score | Above 750 | Above 750 |
| Minimum Loan Amount | Rs.50,000 | Rs.50,000 |
| Maximum Loan Amount | Rs.25 lakh | Rs.30 lakh |
Documents
When you apply for a personal loan with us, you are required to submit a signed application form, along with your KYC documents. Additionally, the application requires you to establish your eligibility, income, age, financial stability, etc.
While certain basic documents remain the same, some may vary as per the nature of an applicant’s work profile.
- Identity Proof (Aadhaar Card, Voter ID, Driving License, Passport, etc.)
- Address Proof (Valid ID proof with permanent address)
- Income Proof (Bank statement from the last 3 months)
- Copy of your Passport
- Visa Copy
- Your official Email ID or the Email ID of the HR
- Bank Statements
- Salary Certificate or salary slips
- NRO/NRE bank statements of the last 6 Months
- Proof of Identity, Residence, Income, and Assets
- Recent passport-size Photographs of yourself and the guarantors
